Software Engineering
We design and scale the distributed architecture (event-driven microservices, NextJS/NestJS, and AWS) that enables real-time credit evaluation and processing with minimal friction.
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Progress at scale
Galgo is the leading technology platform for the sale, financing, and purchase of motorcycles, specially designed for the majority, not a few. We connect millions of people who want a motorcycle with the thousands of dealerships who sell them, enabling them with a purchasing journey that is delightful and a lending solution specially designed for all.
Every decision we make has a bigger impact: the people who bring in demand, the people who evaluate risk, the people who support the sale in the store, and the people who improve the product when something stops working. Today we finance thousands of motorcycles a month across three countries, and we're just getting started.
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Why Galgo
Five reasons this is adifferent kind of build
A problem worth solving
Millions of people who need a motorcycle don't fit the models traditional lenders use to say yes. We built ones that do. You'll keep building them.
Build, don't maintain
We believe it's not enough to just follow a process. We're looking for people who question it, improve it, and keep building from day one.
Own the problem, own the outcome
Small teams, clear ownership, and fewer layers between ideas and action. You decide, you measure, and you learn.
We question everything
Including your ideas and your manager's. We debate with facts, not titles.
A model that already works, proved by:
3
countries: Mexico, Colombia, Chile200K+
people financed1,500+
partner dealerships~7,500
motorcycles financed monthly600+
people building this50%+
YoY growth, EBITDA+What comes next isn't proving it works. It's building the version that reaches ten times more people.
Meet the Team
Behind every credit approval, there's a team
Behind every credit approval and every motorcycle on the road, there is a multidisciplinary team building Latin America's most robust financial inclusion infrastructure. Here is how each team impacts our mission to transform access to credit:
AI & Data Analytics
We build predictive, hyper-personalized models that read what traditional banking overlooks, continuously increasing approval rates while keeping risk under control.
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Product
We translate financial complexity and purchasing friction into intuitive digital journeys, aligning dealerships, insurers, and customers to maximize conversion.
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Risk & Credit Analysis
We define the risk thesis and origination intelligence, structuring sustainable credit products for the majority, not just a few.
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Marketing & Growth
We optimize qualified demand acquisition and lower CAC by reaching people who traditionally lack access to formal financing.
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Finance & Legal
We structure capital facilities, securitizations, and cross-border regulatory frameworks that fund our loan portfolio.
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Operations
We ensure flawless post-approval execution, from onboarding to preventive collections, safeguarding long-term portfolio health.
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People
We build a high-performance organization grounded in meritocracy, autonomy, and speed of learning.
Find your roleOur Hiring Process
Evaluated with the same rigor asour credit models
We are committed to an analytical, transparent, and empathetic process designed not only to evaluate capabilities, but to ensure a long-term mutual fit:
Objective & Rigorous Evaluation
We assess problem-solving skills, analytical depth, and cultural alignment through practical business cases and real-world challenges, maintaining a consistent high bar for excellence.
A Two-Way Dialogue
Our interviews are strategic exchanges. We want you to thoroughly understand the scale of the challenges we solve and evaluate whether Galgo is the right platform to accelerate your career.
Actionable Feedback & Value
Regardless of the outcome, we aim for every candidate to gain strategic perspective on our business and actionable feedback from every stage of the process.
Our Culture & Values
Six principles. One operating code
We are a team of seasoned entrepreneurs, operators, and builders passionate about scaling disruptive technology. We face one of Latin America's most complex challenges: bringing formal financing to millions of unbanked individuals. To achieve this, we don't rely on bureaucracy, but on autonomy, analytical rigor, and a relentless focus on results.
We operate through small, autonomous squads, giving you real ownership over the decisions, models, and solutions you build, directly impacting credit acquisition, risk evaluation, and user experience.
CRECER — Our Operating Code
What We Offer
Not a comfort zone.The right environment
We don't promise a comfort zone; we promise the ideal environment for ambitious professionals seeking to solve the region's hardest credit and infrastructure challenges.
Direct P&L & Portfolio Impact
You won't be working on secondary features. You will directly own initiatives that drive loan origination, reduce default rates, or optimize unit economics, seeing the real-time impact of your work on our balance sheet and in our customers' lives.
Credit Decisioning from First Principles
We rebuild risk evaluation, data pipelines, and underwriting from scratch, embedding AI at the core of how we assess risk for the unbanked across Latin America.
Drive & Grit in High-Complexity Markets
We offer an environment for those who thrive on breaking down messy, unstructured problems with analytical rigor, navigating regulatory and market complexity to deliver results at scale.
Competitive Compensation
Market-competitive compensation aligned with the level of demand, rigor, and impact expected from the role.
What We Look For
The people who thrive at Galgo have four things in common
Structured and analytical thinking
You break down hard problems instead of guessing your way through them.
Zero-based AI process builders
You rebuild a process from first principles with AI in it from the start, instead of bolting AI onto how things already work.
Drive, grit and ambition
You push through the parts of the job that aren't interesting yet, to get to the parts that are.
Team leaders
You make the people around you better, whether or not "leader" is in your title.
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Curious about the bigger picture? Explore About Galgo.